End-of-Year Checklist for Florida Real Estate Closings
Get Your Deals Across the Finish Line Before December 31
As the calendar winds down, many buyers, sellers, and agents push to close before year-end. A little preparation now can save frantic phone calls later. Here’s a practical checklist to keep your transactions on track:
✅ Confirm Property Taxes & Homestead Exemption
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Check 2025 tax estimates. Make sure prorations are accurate and that any taxes owed are paid at closing.
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Discuss Homestead Exemption deadlines. Remind buyers they must occupy and file by March 1 to receive the 2025 exemption.
✅ Review Permits and HOA Approvals
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Open or expired permits can delay funding. Verify all permits are closed with the local building department.
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If the property is in an HOA or condo association, ensure the required approval paperwork is complete and fees are current.
✅ Prepare for Holiday Scheduling
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Appraisers, inspectors, and lenders take vacation days, so book early.
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Ask all parties to sign off on remote or mail-away closings if travel or weather could be a factor.
✅ Double-Check Payoffs and Wire Instructions
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Year-end is prime time for wire fraud attempts. Confirm instructions verbally with The Title Link and educate clients on secure procedures.
Bottom line: A few proactive steps in October can make December closings seamless—and stress-free.