End-of-Year Checklist for Florida Real Estate Closings

Get Your Deals Across the Finish Line Before December 31

People buying a house in florida

As the calendar winds down, many buyers, sellers, and agents push to close before year-end. A little preparation now can save frantic phone calls later. Here’s a practical checklist to keep your transactions on track:

✅ Confirm Property Taxes & Homestead Exemption

  • Check 2025 tax estimates. Make sure prorations are accurate and that any taxes owed are paid at closing.

  • Discuss Homestead Exemption deadlines. Remind buyers they must occupy and file by March 1 to receive the 2025 exemption.

✅ Review Permits and HOA Approvals

  • Open or expired permits can delay funding. Verify all permits are closed with the local building department.

  • If the property is in an HOA or condo association, ensure the required approval paperwork is complete and fees are current.

✅ Prepare for Holiday Scheduling

  • Appraisers, inspectors, and lenders take vacation days, so book early.

  • Ask all parties to sign off on remote or mail-away closings if travel or weather could be a factor.

✅ Double-Check Payoffs and Wire Instructions

  • Year-end is prime time for wire fraud attempts. Confirm instructions verbally with The Title Link and educate clients on secure procedures.

Bottom line: A few proactive steps in October can make December closings seamless—and stress-free.

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