Behind the Scenes of a Title Search: What We’re Really Looking For
To most buyers and even some agents, a “title search” might sound like just another box to check before closing. In reality, it’s one of the most critical steps in protecting everyone in the transaction. Here’s a peek behind the curtain at what your title team is really doing.
1. Searching the Chain of Title
We review the property’s entire ownership history—often going back 30 years or more—to make sure each transfer was valid, recorded properly, and free of legal issues. One missed signature or improperly recorded deed can cause big problems down the road.
2. Looking for Liens, Judgments, and Encumbrances
We dig into public records for anything that could affect ownership: unpaid mortgages, HOA dues, tax liens, legal judgments, or contractor claims. All of these need to be addressed before a clean title can be issued.
3. Verifying Legal Access and Property Boundaries
Especially in older or rural areas, we sometimes find issues with legal access, easements, or boundary disputes. These are the kinds of surprises we try to catch early, so you don’t find out after your client moves in.
4. Fun Fact: Every Title Search Tells a Story
From the couple that gifted a home to their daughter decades ago, to the investor who bought through an LLC that no longer exists, every title has a history. And yes, we’ve even seen a case where someone tried to sell a home they didn’t actually own!
At The Title Link, we take pride in doing the detective work to ensure your transaction is clean, compliant, and protected. The best title work is the kind you never have to think about—because we’ve already handled the hard part for you.